DEPOSIT SERVICES

 


 

At Merchants Bank of California our top priority is to provide you with a variety of banking products and services that make your life simpler. We offer several different accounts each designed to meet your business or personal needs. Merchants Bank of California allows the individual or the business to choose the most convenient way to bank. Our banking professionals are ready to customize our accounts to help you reach your financial goals.

BUSINESS BANKING:

Basic Business Checking

Let Merchants Bank of California manage your financial needs so you can concentrate on your business. Our Basic Business Checking Account is perfect for businesses that generate low to medium levels of activity each month. You receive our Signature Service and still have access to all our products and services without needing to maintain high balances in your account.

Business Analysis Account
Merchants Bank of California puts your idle cash to work for you. Your account balances earn credits that help pay for your banking activity. If your business demands the maintenance of a very active and high volume account that takes into consideration other bank services of a special nature, our Business Analysis Account is right for you.

Business Savings Account
Your business should grow and so should your cash. Our Business Savings Account allows you to earn interest on your excess funds, while retaining quick and easy access.

Business Money Market
Our Business Money Market Account is the top choice of cost conscious business people. Our account offers competitive money market rates on higher balances plus the liquidity of a checking account.

PERSONAL BANKING:

Checking Accounts

Merchants Bank of California provides two types of checking accounts. The choice is yours and depends on how you like to use your account. Our Basic Checking Account offers unlimited check writing and no per check charges with a low minimum balance. For those who maintain higher balances and want to earn interest on their account, we offer our Super NOW Account which allows unlimited check writing and no per check charges.

Savings Accounts
We offer various savings accounts that suit the way you like to keep your money secure. Our Personal Money Market Account is the premier choice of the value conscious investor. It pays money market interest rates on higher balances, and offers the liquidity of a checking account. Our Personal Savings Account allows you to earn interest and still access your money with ease. Finally, our Certificates of Deposits are convenient and secure. Let our experienced New Accounts Representatives show you our current rates, yields and terms, helping you invest your money safely.

 

ADDITIONAL BANKING SERVICES:

Online Banking

Our online banking service gives you free access to your accounts with Merchants Bank of California at anytime from your computer. It’s easy to check balances, transfer funds between accounts and verify account activity.

Telephone Banking:
(800) 944-4622
It’s convenient and it’s fast. Our automated bank by phone service is available 24 hours
a day, 7 days a week.

ATM Services

On a single card, our Merchants Bank of California MasterCard debit card gives you free 24-hour ATM access to your Merchants Bank of California deposit accounts at other ATM locations. You can also make purchases with your debit card at merchant locations worldwide that accept MasterCard.

FDIC Insured up to $100,000.

deposit@merchantsbankca.com

Retirement Savings
Retirement should mean relaxation without worry. At Merchants Bank of California, you can enjoy your leisure time and let us take care of your money. Our experienced New Accounts Representatives can provide assistance and information, but we strongly suggest you consult with a qualified tax advisor familiar with your financial history and future needs before opening your IRA.

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