Accounts ReceivableFinancing/Factoring

Merchants Bank of California, N.A. will convert your accounts receivable into immediate cash. This service provides bridge financing between your billing and collection periods.

Advantages of Merchants Bank

• Credit lines from $50,000 to $1,200,000

• Lower fees than non-bank finance companies

• Fast approval of line requests

• Same day funding on invoices

• Internet access to your accounts

• No prepayment penalties

• In-house deposit services

Benefits of Accounts Receivable Financing

• Increases working capital

• Improves sales and profits

• Take advantage of vendor discounts

• Purchase additional inventory

• Offer credit terms to customers