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Business Banking


Merchants Bank of California, N.A. provides a wide range of loan products. We have experienced bankers who can assist you with a variety of financing options that are specially designed to meet your needs. By understanding your business better, our loan officers are able to provide you with a higher level of personalized service. In servicing your loan, Merchants Bank gives you access to our loan officers and top decision makers to get answers to your questions.

Our loan products include:

  • Commercial Loans
  • Accounts Receivable Financing
  • Import - Export Financing
  • Letters of Credit
  • Commercial Real Estate Loans

Commercial and Industrial Loans

Commercial loans are long-term loans that may be used to finance a new business acquisition, market development or expansion of existing manufacturing facilities, warehouse space, professional offices or multi-family residential buildings.

Your Merchants Bank relationship manager will work with you to structure your loan with the financing options that best meet your needs.