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Welcome to Merchants Bank of California, N.A.

Banking

Deposits

Let Merchants Bank of California, N.A. manage your financial needs so you can concentrate on your business. Our Basic Business Checking Account is perfect for businesses that generate low to medium levels of activity each month.

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Certificates of Deposit

Our interest-earning time deposit will earn you an attractive interest rate during the term. We offer many maturity terms. Funds can be deposited in one certificate for a specified term, or several certificates with varying terms.

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Loans

Merchants Bank of California, N.A. provides a wide range of loan products. We have experienced bankers who can assist you with a variety of financing options that are specially designed to meet your needs.

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Credit Card

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Loans

Accounts Receivable

Merchants Bank of California, N.A. will convert your accounts receivable into immediate cash. This service provides bridge financing between your billing and collection periods. These lines have a short- to mid-term credit facility to support rapid growth or seasonal needs.

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Commercial

Commercial term loans have a long-term credit facility best suited to support major expansion initiatives. From acquisitions to market development or plant expansion, your Merchants Bank relationship manager will work with you to structure the financing options that meet your needs.

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International

Merchants Bank of California, N.A. provides highly personalized international banking services with a Global Reach. Our international contacts are one of the top reasons our clients depend upon us to efficiently and confidently service their overseas financial needs. Our global network of correspondent banks in major financial centers allows us to provide you with a Global Reach.

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Tools

RDC Drivers

Remote Deposit Capture requires drivers for the desktop scanner are installed on the PC. Download required driver for your specific scanner.

See Driver Downloads

Online Education Center

Access our Online Education Center to learn more about Remote Deposit Capture and view a tutorial.

See our Online Education Center

Order Checks

Forms and Applications

Access frequently used bank forms and applications.

Access

Return Item Portal

Access return check system.

Access

More of our popular financial services:

Cash Management Services

Cash Management

The success of your company is only as strong as your cash flow. Merchants Bank of California, N.A. provides solutions to put your money to work quickly and efficiently to increase your profitability. Let our experienced and knowledgeable staff find tailored solutions designed to meet your business goals and allow you to focus on your business.

Remote Deposit Capture

Remote Deposit Capture

Remote Deposit Capture (RDC) is easy to use, convenient, efficient and beneficial to your business. RDC allows you to deposit checks electronically from your desktop computer utilizing a desktop scanner (internet access required). With the convenience of RDC, you can transmit deposits any time, day or night.

Money Service Business

Money Service Business

Merchants Bank of California, N.A. is the leader in providing banking services to the check cashing industry. Servicing check cashers is our main line of business. Our management team has over 30 years experience in the check cashing industry and our dedicated staff understands the unique needs of check cashers. We are able to service a wide geographic area by using efficient courier and armored car services. We have developed specialized products to help improve your cash flow.

Commercial Lending

Commercial Lending

Commercial term loans have a long-term credit facility best suited to support major expansion initiatives. From acquisitions to market development or plant expansion, your Merchants Bank relationship manager will work with you to structure the financing options that meet your needs.


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